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Old 11-23-2010, 04:44 AM   #1 (permalink)
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Default What document can I use as proof to say I'm in the Apple dev program?

You know, for stuff like applying for bank loans, visas, etc. This is my full time profession. There was the Apple contract but they did not state any names.
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Old 11-23-2010, 09:17 AM   #2 (permalink)
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serval opportunities:

*your developer fee $99 yearly invoice
* in itunes connect print out contract area
* in tunes connect print out Manage Your Contact Information

hope it helps
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Old 11-23-2010, 10:45 AM   #3 (permalink)
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In my 'non-expert' opinion:
For loans, I imagine that bank account statements would be the most critical item so that you establish a history of income.
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Old 11-23-2010, 12:45 PM   #4 (permalink)
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You're not employed by the Apple Developer Program; you're self-employed. I can't think of any reason that anyone would need to know that you're in the Apple Developer Program, particularly.
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Old 11-23-2010, 01:07 PM   #5 (permalink)
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Good luck getting a bank loan lol

Banks don't really like to loan out money to self employed people
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Old 11-23-2010, 01:08 PM   #6 (permalink)
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Quote:
Originally Posted by TunaNugget View Post
You're not employed by the Apple Developer Program; you're self-employed. I can't think of any reason that anyone would need to know that you're in the Apple Developer Program, particularly.
Agreed, nor can I think of a situation where this would carry any weight whatsoever. Proving that you paid $99 to join a program that's open to everyone is really no different than showing a business card you had printed up that says "self-employed". Services that need proof of income/employment are going to care about documentation showing how much money you're making, not which programs you've paid to join.
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Old 11-23-2010, 01:22 PM   #7 (permalink)
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Quote:
Originally Posted by stanny View Post
You know, for stuff like applying for bank loans, visas, etc. This is my full time profession. There was the Apple contract but they did not state any names.
Use a few months of financial statements as proof of income.
All other documents are just proof you spent money, which doesn't help you get a loan in any way.

If you need financing, look beyond regular bank loans which are hard to get for self employed people, especially if you just start.

There are quite a few peer to peer lending company online where you could obtain some loans. You could also look in other forms of financing, in the form of investors in your business.

I have personally used Appbackr.com for some financing. The service is just starting in beta form, so I wasn't able to finance a huge amount, but as of today it looks like I won their challenge and won an iPad & $500 extra financing, so I can't complain too much :-)
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Old 11-23-2010, 05:34 PM   #8 (permalink)
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Quote:
Originally Posted by stanny View Post
You know, for stuff like applying for bank loans, visas, etc. This is my full time profession. There was the Apple contract but they did not state any names.
As already said, telling them that you've spent some $99 it's not such a great deal, telling them that your apps made $GaZZillIons is, so you should show them the apps financial reports, not the subscription fee
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Old 11-23-2010, 06:03 PM   #9 (permalink)
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Wouldn't there be a better chance of getting a loan under a company?
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Old 11-23-2010, 06:53 PM   #10 (permalink)
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Less chance; the company doesn't have a credit rating and could fold at any time.
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Old 11-23-2010, 07:14 PM   #11 (permalink)
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Quote:
Originally Posted by TunaNugget View Post
Less chance; the company doesn't have a credit rating and could fold at any time.
They would have you (as the owner of the company) co-sign on the loan so if the company folded you'd be responsible for the loan.
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Old 11-23-2010, 07:30 PM   #12 (permalink)
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Yep, it's your credit, not the company's.

Honestly, if I had any debt whatsoever, I wouldn't have taken this risk. I'm pretty debt-averse now.

Last edited by TunaNugget; 11-23-2010 at 07:33 PM.
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Old 11-23-2010, 07:40 PM   #13 (permalink)
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Who's to say you can't take your personal loan and use it for something other than the iOs development. If it was a company loan then I has to be used for the business.

That was my thinking.

And yes, banks like to secure loans against personal asests for new businesses. I know that. It makes a highly geared business start-up highly risky when you are betting your house and sometimes relative's homes as well.
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