Well, I've had very positive responses and success from Apple. I don't think these problems you're having are typical given the number of developers. Most likely the ones not having any troubles aren't vocal about it.
The other day I sent them an email that my UK payment was missing from February. Exactly on the 15th it appeared in my account. So all has been good on this front. Just got my first March financial report yesterday from Europe.
One thing I'm not sure about is if you should be posting these emails. I'm pretty sure all communication from Apple is supposed to be confidential according to the NDA you signed, although don't quote me on that since I haven't looked it up.
The people you are dealing with are just employees trying to do the best job they can do. Posting their names on a forum isn't doing you or them any favours. That being said, I understand your frustration. I ran into some problems with bank account information last year, but it was all eventually sorted out.
Thanks,
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